Worldwide payments

in the palm of your hand.

Experience the efficiency and convenience of U money services—now made even better with the power of Visa. With the U Visa Prepaid Card, you can make cashless payments to all Visa-accepting shops and merchants, online and in-store, in the Philippines or abroad.

Visa Prepaid Card

What can you do with
the U Visa Prepaid Card?

Pay in-store

Pay cashless using your card in any Visa-accepting store, both locally and overseas, such as in restaurants or retail stores.

Withdraw cash

You also have the option to withdraw cash from any Bancnet or Visa ATM, with corresponding fees.

Shop online

Shop and subscribe to online services and e-commerce shops that accept the Visa payment option, both local and international. Subscribe to online streaming services, make in-game purchases, and more!

U Visa Card
Happy U Visa Customer

Receive remittances, pay bills, shop,
and manage your funds all in one place

When you get a U Visa Prepaid Card, you also create an account with U, and your funds will be kept in your U Mobile Wallet which you can access and manage using the U Mobile App and in U Stores nationwide.

No more hassle, basta U!

Having a U Mobile Wallet and a U account means that you can receive remittances from any of our remittance partners (like Western Union, Remitly, Ria, and more) directly into your account, do money transfers, pay cashless through QRph, pay bills, and use your funds to pay with your U Visa Prepaid Card without the hassle of withdrawing cash or transferring across your other e-wallets or bank accounts.

Expand your horizons

Shop, dine, play, or subscribe to more products and services both local and international, as long as they have a Visa payment option.

Spend with confidence

Budget your funds and control your spending more easily by loading only what you need to pay. No more overspending!

Shopping with U Visa
U Store and App Interface

Enjoy safe, fast, and convenient transactions

Unlike with credit cards, you can limit your U Visa Prepaid balance and protect the rest of your money. And because it is a prepaid card, not a credit card, using your U Visa Prepaid Card has no impact on your credit score.

Convenient cash-ins

Fund your U Visa Prepaid Card quickly and easily through the U Mobile App, through bank transfer via Instapay, or in any of our 700+ U Store branches nationwide.

How it works

Load wallet

Load your U Mobile Wallet

Wallet balance

U Mobile
Wallet balance

=
Prepaid balance

U Visa Prepaid
balance

Shop and dine

Shop, dine, play, or subscribe
with your U Visa Card!

Loading/cash-in

  • Any U Store branch nationwide (FREE Cash-in)
  • Bank transfer via Instapay (with applicable fees)
  • U Mobile App

Balance inquiry

  • Any Bancnet or Visa ATM (with applicable fees)
  • U Mobile App

Withdrawal/cash-out

  • U Store branches (with cash-out fee)
  • Any Bancnet or Visa ATM (with applicable fees depending on the bank/terminal)

Payments and purchases

  • In-store - any physical store with Visa-accepting POS terminal (local and international)
  • E-commerce - any merchant that accepts Visa payments (local and international)
U Visa Prepaid Card App

Manage your e-wallet,
pay cashless, receive remittances,
and more—all in one app.

Easily track your balance and keep a record
of all your app and card transactions.

Google Play App Store Huawei AppGallery

Get your
U Visa Prepaid Card today!

Just go to any U Store branch to purchase
your U Visa Prepaid Card for only PHP 120.

Find a U Store near you
U Visa Prepaid Card

Frequently Asked Questions (FAQs)

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Can I withdraw cash using my U Visa Prepaid Card?

Yes, you can withdraw cash over-the-counter from any U Store nationwide or through Bancnet and Visa ATMs (with corresponding fees).

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Can I purchase in shops that accept non-PHP currencies?

Yes. You will need to pay based on the exchange rate to PHP at the time of purchase.

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Do I get a billing statement for my card?

No. Since this is a prepaid card and not a credit card, there is no billing statement. However, you may track your purchase history via the U Mobile App.

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What if my balance is insufficient at the time of purchase, will I be charged?

If your prepaid balance is insufficient upon purchase, the transaction will fail and you will not be charged.

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Is there an average daily or minimum balance needed to keep my card active?

No, there is no minimum balance needed. The card will remain active as long as it is within its expiration date.